Do you really need to invest in business insurance that covers interruptions to your operations? As a business owner, you may not remember a time when you couldn't open your location and serve your customers' needs. That doesn’t mean, however, that you can afford to go without any type of coverage for an interruption. This type of coverage provides protection from situations in which your business cannot operate because of a covered incident. For example, there may be a major storm that creates significant damage or a crime may occur on your property limiting your access.
But how will it help you financially? 
Take a look at the following ways business insurance for interruptions can be beneficial to your bottom line. While you may do everything you can to minimize the risk of being unable to operate your company, it helps to know there is coverage in place to minimize how much you lose in the meantime.
1. It covers your lost income.
Perhaps one of the most important ways that business interruption insurance works is to cover your lost income if you have to leave the property due to some type of covered disaster or event. It will pay you the lost revenue that you would have earned for that time based on your financial records.
2. It pays for your costs.
The policy will also help you to pay for some of the costs you have during this time. For example, it may help pay for your utilities or other operating expenses that would have been paid if you had revenue coming in.
3. It may help cover much more.
If you invest in extra expense insurance, this type of coverage can go much further in providing for your revenue. It may help to cover most of the costs you face such as relocation fees for temporary needs or paying your employees.
For most business owners, business interruption insurance pays for itself in just one claim. While you may not want that claim to ever occur, it is common for such instances like this to happen. A fire or storm could put you out of business for weeks. Could you financially manage those losses?